Insurance

Woman checking her insurance and seeing she's in-network.

In-network support for every stage of menopause

Healthcare costs shouldn’t be a mystery.

Scroll to see if Stella clinicians are in-network with your plan, figure out your copay, and explore options for out-of-network reimbursement.

Check your insurance coverage

Our clinicians are in-network with hundreds of insurance plans, including Aetna, Anthem, BlueCross BlueShield and UnitedHealthcare. 

Find out more:

Our service costs depend on your insurance and if there is a deductible for menopause care. Most of our patients have a copay or coinsurance. Verify your insurance provider and coverage before scheduling a visit by completing a questionnaire.

If you are out-of-network you can get the care you need with self-pay – see below for costs.

We provide superbills to submit to your insurance and reimbursement is at your provider’s discretion. It can be as high as 80% if your plan has out of network benefits.

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Great news!
We accept your insurance

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You are currently out of network.

You can still book a initial video visit. We accept HSA/FSA. Most prescriptions are covered by insurance.

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Currently we do not offer virtual visits in your state.

We are always working to expand our coverage. Sign-up to find out when we add your state.

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See what your visit will cost

  • 1

    Check whether you're in-network

    Enter your state and insurance plan on this page to see if Stella clinicians are in-network with your insurance policy.

  • 2

    Create a free account

    Sign in with Google or enter a few details to set up a secure account.

  • 3

    Get your personalized cost summary

    Securely enter your plan details to see what your visit will cost.

A woman starting a virtual visit with a clinician

Insurance FAQs

Yes! Stella clinicians are in-network with hundreds of insurance plans, so you can get expert menopause care covered by your benefits.

The average copay for a Stella visit is $45, but coverage varies by plan.

To see what your insurance includes, visit us.onstella.com/begin. Once you create an account, we’ll collect your policy details and provide an instant cost estimate.

Stella is also HSA/FSA eligible. If your plan isn’t in-network, we can provide a superbill for you to submit for reimbursement.

If you’re using insurance, your prescription costs depend on your plan and pharmacy. Most insurance plans cover FDA-approved hormonal and non-hormonal menopause treatments, but exact costs can vary.

You’ll be able to use your preferred pharmacy, and we’ll send prescriptions directly there after your visit. If you’re paying out of pocket, your clinician can help you find affordable options.

If your insurance isn’t in-network, you can still access expert menopause care with Stella:

  • Initial visit: $200
  • Follow-up visits: $90 each

We’ll provide a superbill you can submit to your insurance for possible reimbursement. If your plan includes out-of-network benefits, you could be reimbursed for up to 80%.

Yes! If we’re out-of-network (OON) with your plan, we can send you a superbill to submit for possible reimbursement. Just email support@onstella.com
to request one.

OON reimbursement can cover up to 80% of costs. To maximize benefits, check that your plan includes OON coverage and that your deductible has been met.

Yes! Stella is eligible for Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). We recommend checking with your plan administrator to confirm your specific coverage.

Nope, and we think there shouldn’t be! You’ll only pay the cost of your visit (either through insurance or out of pocket). After that, you’ll get 12 months of ongoing support and access to the Stella app, all included.

Out-of-network? We've got you.

  • Initial virtual visit – $200
    One-on-one with a board-certified menopause specialist. Get a personalized plan, and clarity on your next steps.

  • Follow-up visit – $90
    Check in anytime. Most people see us every 3 months for updates or prescription refills.

  • Medication
    We only prescribe FDA-regulated medications, typically covered by pharmacy benefits.

  • Menopause app – Included
    Full access to the Stella app for 12 months, including lifestyle plans and unlimited coaching.

Stella is HSA/FSA eligible. Email support@onstella.com to request a superbill for possible reimbursement.

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